01 — The Advisor

Jackson Thomas
Jackson Thomas
Loan Officer & Branch Manager · NMLS #1190420
4.98★
Across 1,314+ Client Reviews
100%
On-Time Closings · Never Missed
30+ Yrs
Family Legacy in Real Estate
Recognized By
D Magazine · Texas Monthly
Social Survey Top‑5%
A Note Before You Read Further

When an offer from one of my buyers reaches your desk, you are weighing a question that rarely gets said out loud: will this actually close?

Everything in this packet exists to answer that question before you have to ask it.

I have built my practice around a single idea — follow through, especially when no one is watching. Before a buyer of mine writes an offer, the work is already done: income verified, assets reviewed, credit pulled, the file run through underwriting. The certainty you feel when you see our name on a contract is not a promise. It is preparation you can check.

I do not issue a pre-approval I do not believe will close. In my career, I have never missed a closing for a reason within my control. That record was not built in the moments everyone sees. It was built in the hours nobody saw.

If we are ever across a transaction from one another, you will always know where the loan stands — and your seller’s closing date will be protected, in writing, and backed by $30,000.

Jackson Thomas

Built in the hours
nobody saw.
Jackson Thomas · CrossCountry Mortgage · NMLS #119042001 / 07
02 — The Confidence System

Three levels of
buyer certainty.

Not every pre-approval is equal — so ours don’t pretend to be. Every buyer we represent arrives with a Buyer Confidence Report that shows you exactly how far through the process they have progressed. Before you counter, you will know precisely how solid the financing behind the offer really is.

01
Pre-Qualification
A verified starting point
Application complete, income reviewed, and credit assessed through a soft pull. The foundation is set and the direction is clear.
ApplicationIncome ReviewedSoft Credit
02
Fully Pre-Approved
Verified & underwritten
Credit pulled, income and employment verified, assets reviewed, and the file cleared through automated underwriting. The financing is real, and it is ready.
Credit PulledIncome VerifiedAssets ReviewedAUS Approved
03
Conditional Approval
Cleared to close — pending the property
A live underwriter has reviewed and approved the file. The financing contingency is effectively satisfied. Only property conditions remain — appraisal, title, and insurance.
Underwriter ApprovedContingency SatisfiedProperty Only
Jackson Thomas · CrossCountry Mortgage · NMLS #119042002 / 07
03 — Reducing Your Risk

Why this buyer
is the safer bet.

Five reasons that have nothing to do with marketing — and everything to do with whether this deal reaches the closing table.

01
This buyer will close on time
A perfect on-time record, a 15-day average close against an industry 45, and a $30,000 guarantee standing behind the date.
15 days
Avg. Close
02
The financing is already verified
Credit, income, employment, and assets documented and run through underwriting before the offer was ever written.
Done
Before Offer
03
This deal will not fall apart
In-house processing, underwriting, and funding — no third parties to blame. The result is cancellations at effectively zero.
0%
Financing Fallout
04
Everyone stays informed
Structured updates every Tuesday to buyer, both agents, and title — plus direct access to my cell. You will never wonder where the loan stands.
Weekly
Every Party
05
The timeline is controlled locally
A managed panel of vetted local appraisers who know the neighborhood, and underwriting kept in-house. Fewer surprises, faster turns.
Local
Appraisal Panel
Jackson Thomas · CrossCountry Mortgage · NMLS #119042003 / 07
04 — The 25th Hour Promise

On-Time Closing Guarantee
$30,000
I guarantee the loan associated with the pre-approval will close on or before the agreed closing date. If it does not, for any reason within our control, the seller receives $30,000.
For the Seller
Your timeline is protected in writing. If we cause a delay, it costs us, never you.
For the Listing Agent
Present this offer knowing the closing date is backed by capital, not optimism.
For the Buyer
Your offer carries a certainty most buyers simply cannot put on the table.
When the financing is certain,
the offer speaks for itself.

In my career, I have never missed a closing for a reason within my control — so this guarantee has never been paid.
100%
On-Time Closings
Full guarantee terms provided on the executed guarantee document04 / 07
05 — From the Agents

What agents say
who’ve closed with us.
“He took a borrower with an unconventional situation that left other lenders scratching their heads, did his homework up front, and made the process smooth from contract to closing. His communication was incredible.”
Kay Wood
Briggs Freeman Sotheby’s International Realty
“Never worked with a lender as thorough, communicative, and client-oriented as Jackson. He continues to exceed expectations, and our clients are always so happy with his level of service.”
Thani & Landon Burke
Compass
“He will not issue a pre-approval if he doesn’t think the loan will be a success. I’m truly impressed with his ethics and the responsibility he takes on. He has converted every lead I’ve shared.”
Barbara Arredondo
Clay Stapp + Co
“An exceptional communicator who keeps all parties informed throughout. My clients rave about his service. He is the primary lender I use now, and will be for the rest of my career.”
Laura Nelson
Christie’s International Realty
“I can count on him to stay after a deal even when it gets complicated. Having a trusted professional to guide us through has made all the difference. Good work, Jackson!”
Sean Parsons
RE/MAX DFW Associates

4.98
1,314+ VERIFIED REVIEWS
A 4.98 average across every platform
4.96
Experience
4.99
Zillow
4.98
Google
5.0
Facebook
4.98★ across 1,314+ verified reviews · Experience.com · Zillow · Google05 / 07