This buyer has entered the process with intention. The application is complete, income has been reviewed, and credit has been assessed. The foundation is set.
This buyer’s credit, income, employment, and assets have been documented, verified, and cleared through automated underwriting. The financing is real, and it is ready.
A live underwriter has reviewed and approved this file. The financing contingency is effectively satisfied. Only the property itself remains to be confirmed.
What We’ve Verified
Loan application completed
Income reviewed with applicant
Preliminary credit reviewed
Supporting documentation collected
Credit report pulled & analyzed
Income & employment verified
Assets & funds to close reviewed
Automated underwriting approved
Underwriter review & approval
Financing contingency satisfied
Where This Buyer Stands
Next milestone — full documentation and verification to advance to Full Pre-Approval.
Where This Buyer Stands
Next milestone — final underwriter review to advance to Conditional Approval.
Where This Buyer Stands
Remaining — property conditions only: appraisal, title, and insurance.
The Terms
Prepared ForEmily & Michael McIntosh
Subject PropertyHighland Park, Dallas TX
Purchase Price$1,520,000
Loan Amount$1,368,000
Program30‑Yr Conventional · Fixed
Maximum LTV90.00%
Contingent on SaleNo
“I don’t put my name on this report unless I believe the loan will close. That’s the whole point of it.”
This Buyer Confidence Report does not constitute a loan approval or commitment to lend. Loan approval is subject to underwriting approval and validation of credit, income, and asset documentation, and acceptable collateral. CrossCountry Mortgage, LLC, at its sole discretion, reserves the right to make all final credit-related decisions. Rates and terms referenced are subject to change and are not locked. All loans are contingent upon the availability of the loan product and program in the secondary market. Mortgage insurance may be required. NMLS #1190420 · 4925 Greenville Avenue, Suite 750, Dallas, TX 75206 · CrossCountry Mortgage, LLC NMLS #3029 · Branch NMLS #1976222 · Equal Housing Lender.